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A person starting a first job in Australia is asked for three things in the opening days: a tax file number, a completed tax file number...
Free TAFE is a state-funded place, not a national course list. The same course can be free in one state, full fee in the next, and...
Many prepaid travel cards advertise $0 international transaction fees, and on purchases in a loaded currency that claim is accurate. It is also incomplete, because the...
A registered car is not an insured car, in the sense that most new owners understand the word. Registration requires compulsory third party insurance, known as...
Buy now, pay later is sold as convenience with no cost attached. The convenient half is true. The no-cost half is not, and it never was....
The question is usually asked as a number of months, and the internet answers it quickly: three months, or six, depending on who is doing the...
A second income stream feels like simple addition: more money arriving, therefore more money. At tax time it behaves differently, because the system collecting tax along...
Refinancing a car loan replaces one loan with another, and whether that is worth doing comes down to two things: the arithmetic, and the effect on...
